For nearly four decades, I’ve been collecting financial planning tools. Some are blunt but effective, while others are as precise as surgical instruments. You may have heard of one of the most famous tools in our industry known as the…
Drama and volatility in an investment portfolio cost more than peace of mind.
Paying off your mortgage can be a savvy financial move, but in some cases, investing the funds may be the better option. Here are some key considerations when making your decision.
Retirement is a life change, not just a financial one. Here are some of the ways through which you can make the adjustment.
On July 4th, President Trump signed into law the "One Big Beautiful Bill" (OBBB). Many changes regarding taxes, and we've had clients ask what they should be paying attention to. Here are some of the highlights.
If you've been keeping an eye on the headlines, you may have heard some unsettling things about Social Security’s future. It's natural to be concerned. So the question becomes: What can Congress do to protect the future of Social Security?
Most of us have causes near and dear to our hearts. We love to support these causes and organizations for the work they do—not because we’re looking for a reward. But what if there was a way to support those…
As cost of living continues to rise while wages lag behind (Business Insider), it’s becoming increasingly important for young people to start saving early to secure their financial future. Unfortunately, financial literacy is often not passed down to younger generations. Here…
I’m sure you are watching the election developments with interest and wondering how the outcome will affect your investments. Politics are innately emotional. They bring up both hopes and fears. However, prudent investors do not allow emotions to drive their…
Peter (not his real name) recently took a multi-week trip, which included a cruise through Scandinavia. On the cruise portion of the trip, Peter was diagnosed with a form of pneumonia and had to be taken to the nearest port…
Over the past few years, we’ve seen more frequent reports of security breaches and data leaks. As technology gets more advanced and sophisticated, so do hackers. Last week, major news outlets such as the LA Times reported a data breach…
Each year, Pacific Coast Business Times features a list of key players in Banking and Finance in the San Luis Obisbo, Santa Barbara and Ventura counties. Kevin Bourke, who has been featured several times in the past, was again selected as one…
When I was young, we played Monopoly endlessly. Monopoly can be played for hours, sometimes days, if not for one challenge. What do you do when you run out of money? Our solution was to buy another Monopoly game. My…
Many people do not know the signs of their online accounts being hacked and are thus not proactive about cybersecurity. Are you sure you are protected? Whether it be your bank account, your email, or even your computer, there are…
Below are some tips and tricks for ensuring you have secure passwords that will effectively protect your accounts. What to avoid while making secure passwords: 1. Avoid common passwords, or words that can be guessed easily.You should avoid personal information…
Welcome to the cybersecurity kickoff! Kevin Bourke has created a cybersecurity webinar highlighting the importance of cybersecurity, and he explains what steps need to be taken to ensure you are protected online. Please follow this link to watch the 30-minute…
Originally sent as client communication 5/17/2021 The last few weeks have brought a wave of questions regarding whether inflation is rearing its ugly head, so let’s address this topic. The Federal Reserve Chairman Jerome Powell said in late April, 2021,…
Each year, Pacific Coast Business Times features a list of key players in Banking and Finance in the San Luis Obisbo, Santa Barbara and Ventura counties. Kevin Bourke, who has been featured several times in the past, was again selected…
As it became apparent that Covid was going to lock things down for a prolonged period I determined to make use of this opportunity to continue my education. To that end I spent weeks taking online classes and watching educational…
Each year, Pacific Coast Business Times features a list of key players in Banking and Finance in the San Luis Obisbo, Santa Barbara and Ventura counties. Kevin Bourke, who has been featured several times in the past, was again selected…